Why you Should Never Let A Candle Burn to the Very Bottom of a Glass Pillar

It’s amazing how the Midwest weather can change in just 10 days.  Two weekends ago we were sitting in shorts and tank tops watching our son’s baseball game under the sun on an 80 degree day.  Today – the temperature maybe topped at 45 degrees.

We turned our heat and fireplace on and the candles came out.  Don’t ask my why, but I typically only burn candles in cooler weather.  It makes me feel more “cozy”.

CandleWhen I dug out our glass jar candles, I noticed I held on to a couple that were almost burned to the glass bottom.  I’m not sure how much life they have in them but surely they’d be okay for just tonight.  Right?

WRONG!  You should never let the candle burn to the very bottom.  No matter how tempted you are to get the very last scent from the remaining wax, you should toss the candle once the wax drops below half an inch.

Candles cause nearly 10,000 house fires a year (35% from candles in the bedroom) and those candles I just mentioned, are a fire hazard.  Without enough wax in my pillar as a buffer, the flame can ignite debris (like a match particle that’s been left in the candle) and cause a blaze to flare up.  Even if a fire doesn’t ignite, the low-level of wax in the jar increases the likelihood of the flame brushing against the sides and the bottom.  If the glass gets hot enough, it could shatter.  In any case, if you let the wax burn lower than half an inch, you are putting your home at risk.

Although most of the time, the candle I’m burning is close to us like on a shelf or an end table, why risk it?  They’re going in the trash.  And, while I’m at it, I’m going to purge all other kinds of candles that are shorter than two inches.  It just gives me more reason to buy some pretty fall scented new ones!

Where should my first stop be on my candle shopping spree?

– S.O.
POB Agency

6 Halloween/Autumn School Class Party Ideas

This year I’ve volunteered to be the class parent for our Daughter’s pre-K class.  One of my responsibilities is to help with class parties throughout the year.

Thursday, October 31st is our first classroom party so I’ve been on the hunt for age appropriate party game ideas. 

Keeping the age range in mind (4-5 year olds), I’ve gathered a handful of games that aren’t too lengthy since this age has the attention span of about 5-10 minutes on any one activity. 

Here are 6 class party ideas I think will work for her class.  What do you think?  If you have ideas or games that have worked for you in the past, please share in the comments below.

Bobbing For Apples – without the germy water and kids using their mouths.
          Cut out several apples from red construction paper.  Write activities for kids to do on each apple such as “5 jumping jacks” or “running in place for 30 seconds”.  Attach a paper clip to each apple and place the apples in a large basket.  Tie a magnet to a string or create a fishing pole with a dowel rod, magnet and yarn.  Let the children take turns “bobbing” with their magnet and doing the activity written on each apple.

Halloween bingo2Candy Corn Bingo
          Cut out Halloween or Autumn images and use candy corn as place markers for a fun and tasty Bingo game.

Boo is it?
          Place slips of paper with names of characters on it (popular Halloween costumes like cowboy, ninja, spy, princess, etc.) and place one slip of paper into an inflated white balloon.  Use a black sharpie marker to draw ghost faces on the balloons.  Divide the class into teams.  Have one person from the team come up and choose a ghost and pop the balloon to release the clue.  Once he/she gets the clue out, he/she needs to act it out.  The other team gets to guess who it is.  Repeat until all “Ghosts” are popped.

Halloween Estimation Games
          Guess the pumpkin weight; Guess the number of candy corn in a jar; Guess the number of “eyeballs” (ping-pong balls) in the black bag (kids have to reach into the bag without looking and feel around to guess).

Pass the Pumpkin (Hot Potato with a small pumpkin)
          Kids sit in a circle.  One child starts with the pumpkin, turn on Halloween music, and have the kids pass the pumpkin around the circle.  Whoever is holding the pumpkin when the music stops is out of the game.

For Older Kids – Word Challenge
          Give the kids an autumn or Halloween word like pumpkin, scarecrow, hayride – and ask them to make as many other words from those letters as they can.  

Lastly, there’s always Pin the nose on the pumpkin. 

– S.O
POB Agency

There are 4 Types of Customers. Which One are You?

In a customer facing role we encounter a variety of personalities and communication styles.  People think, react and behave in various ways depending on their personality. We found that although there are many layers to ones personality, we can be grouped into four main types of customer behavior. 

Driver (or Director):  Drivers don’t have time to wait and are easily annoyed by small talk and banter. They don’t want to tell you about their day and are usually identified by their impatient looks, tapping feet, and constant checking of their watch. They want what they want when they want it – and they want it now! In extreme cases they can be intimidating know-it-all’s.  Their goals are very clear. They want the best possible product at the lowest possible price delivered when they want it – which is usually immediately.  Get down to business with these people. Take their order and let them get on with their lives.

Socializers: These customers love people, are quick to smile, and don’t mind spending a few minutes in conversation with you about the weather, sports or life.  They have a strong need to feel part of a group and take an ownership position in anything they do.  They love to be asked their opinion because they like to feel part of the decision-making process.  They like to build relationships and are an excellent referral source.  These people are usually three calls away from getting anything they want. They always know someone who knows someone who knows someone – the classic example of “three degrees of separation.”   It could be the best product at the best price but the Socializer won’t do business with you  if they don’t like you.  Use compliments liberally. Do whatever you have to do to remember the names of these people. 

Ambiables: These customers are not assertive but they are responsive and emotionally expressive.  They are dependent on others, respectful, willing and agreeable.  They are low risk takers and like security.  They like personal assurance, specific guarantees, low risk, and don’t want to hear a lot of options.  They can be over sensitive so when they speak, listen or risk alienating them.  Don’t take advantage of their good nature.  Work jointly with them to seek a common ground.

Analytical: Similar to the Action personality, these people don’t like chit-chat, but unlike all others, these customers are very specific about what they want. These types usually have professions that require accuracy and analysis.  They will explain their problem in a very detailed manner. Sometimes it may seem they’re trying to tell you how to do your job, but they’re not, they just know what they want and don’t want any misunderstandings.  Analyticals read manuals, directions and the fine print. Like the Director type they are unaffected by small talk or the niceties that can accompany a “sales” or business meeting.  They conduct research and analyze all the possibilities before making a decision and they want data.  Give them facts and data and do not make a statement unless you can back it up with pertinent information.

In which customer category do you see yourself?  Do you see yourself in more than one category.  Let us know in the comments. 

If you are an existing customer, contact us if you have not reviewed your policies in the last year.  And, if you are not a customer, we’d love the opportunity to earn your business.  Here are our business hours.

Continue to stay in touch with us on Facebook, Twitter, & Pinterest.

– S.O.
POB Agency

7 Ways to Prepare Your Home for Fall

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We’ve had some great weather lately and we’ve been spending A LOT of time outdoors.  We love when the weather gets cooler and we can enjoy our new bonfire that I built with my own two hands.  (Yes, I can get my hands dirty on occasion). 

Chances are you too have been spending more time enjoying the great outdoors.  While you’re outside having fun, take some time to prep your home for fall with these 7 must dos! 

  • Clean your gutters. Overflowing water from clogged gutters can damage your roof and lead to cracks in your home’s foundation.  Clear out your downspouts and direct them away from your foundation and basement to avoid water damage.
  • Replace damaged/missing shingles. Cracked, broken or missing shingles leave your roof exposed to the elements.
  • Trim trees and bushes. If you let trees and bushes grow too close to your home, they can block the sun and lead to water damage.
  • Have a professional tune your furnace. By having your furnace checked and tuned by a professional, you can reduce temperature variations, improve air quality and protect against carbon monoxide.
  • Check smoke and carbon monoxide detectors. If your smoke and carbon monoxide detectors run on batteries, check them at least once every season.
  • Put unused lawn equipment away. If you’ve finished with your lawnmowers, clippers, rake and other implements for the season, put them away in a safe place for next spring.
  • Have your chimney checked. A professional chimney sweep can evaluate the condition of your chimney and, if necessary, clean it to get rid of creosote, which is flammable and can be dangerous.

If you notice anything out of the ordinary while you’re inspecting your home and knocking out these 7 tips, contact us for advice.  If you’d like a referral for work that requires a professional, we can refer you to a reputable resource.

What other “must dos” are you doing to prepare your home for fall?  We’d love to hear from you in the comments section below.

Continue to stay in touch with us on Facebook, Twitter, & Pinterest.

– POB Agency

Back in Business

It feels great to be back in agency again!  As of August 1st I returned to small business ownership in the form of my agency, The Patrick D. O’Brien Agency with American Family.  When I first entered the business 9 years ago, it was a huge change and a bit scary.  Prior to opening my first agency in 2004, I was a sales representative for a handful of companies over the course of 9 years.  It was a great experience, I learned a lot and I really enjoyed working with and interacting with people. 

My 1st Agency Location - 2004

      My 1st Agency Location – 2004

Although I enjoyed what I was doing, I wanted to own my own business.  Opening an Agency with American Family Insurance was a perfect fit.  After three years as an Agent, I accepted the amazing opportunity to become an Agency Sales Manager in 2007.  For 6 years I was a corporate business partner to a team of central Indiana American Family Agents and Staff.  My role was to help them grow their Agency and be a liaison between them (small business owner) and American Family (home office).

When I first opened my Agency in 2004, I was a two-year newlywed and not yet a Father.  Now, after 11 years of marriage and becoming a Father to two awesome kids, Kelly age 5 & Jack age 7, I’m thrilled to be back in Agency.  I’ve always been active in my community and connected with people.  Now, as an Agency Owner again, I feel I am in a position to make a difference in people’s lives by providing the right insurance advice to protect their dreams.

Our Agency office is located at 10412 Allisonville Rd, Ste 212, Fishers, IN 46038
and we can be reached at 317-577-7872.

Current POB Agency Office

                  Current POB Agency Office

If you have any questions, comments and/or would like to reach me, please leave your information in the comments of this post or contact us here.

You can also follow the Agency on Facebook, Twitter and Pinterest.